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Support for today's episode comes from Square. Starting a business is exciting. Running one? That's where things get complicated. You're taking payments, tracking inventory, managing employees, handling online orders, and trying to keep customers happy, often with a bunch of different systems that don't talk to each other. That's where Square comes in. Square brings everything together in one connected system. You can take payments in person, online, or on the go, track inventory automatically, manage staff schedules, see what's driving revenue, and even access your earnings faster with Square Banking. And the numbers back it up. Businesses using Square Online earn 36% more revenue on average. If you're starting a business or running one that deserves better tools, Square helps you sell, manage, and grow without slowing down. Right now, you can get up to $200 off Square hardware at square.com slash go slash rich. That's S-Q-U-A-R-E dot com slash G-O slash rich. Run your business smarter with Square. Get started today.

Today's show is sponsored by Incogni. One question I get all the time is, Rich, how did they get my phone number or how did they know my name? The answer is usually a lot less mysterious than you think. There's an entire industry of data brokers whose business is collecting your personal information and selling it. They gather details like your phone number, your home address, your email address, your age, and even information about your relatives from public records and other sources. Then they make it easy for marketers, strangers, and of course... Sadly, scammers to find you. I've spent lots of time telling you how to block spam calls and recognize phishing scams, but it's even better to make yourself harder to find in the first place. Your phone number is sitting on data broker sites right now, so is your home address, your email, and all of it is searchable and for sale. Scammers don't need to be hackers to get it, they just need a search engine and five minutes. All these scams starts with one thing, your personal info being available to the wrong person. So forget the spam filters and the call blockers. The real fix is to disappear. And that's what Incogni does. They contact hundreds of data brokers and legally force them to remove your information. I've been using Incogni to get my names and info away from these data brokers, and they've done a very good job of that. They can't spam you if they can't find you. Right now, get 60% off with an exclusive deal at incogni.com slash rich. Go to incogni.com slash rich and take back your privacy. That's incogni.com slash rich.

Whether you run a small office or a factory of 500, for businesses of all sizes, connection is everything. That's why T-Mobile is reinventing business internet with Super Broadband. Powered by America's fastest 5G internet and integrated with Starlink, Super Broadband is built from the ground up and the sky down, reaching every zip code in the U.S., even in the most remote locations. Like this solar farm. Like this solar farm. whether it's the boardroom or the emergency room with super broadband your critical data stays online even through disruptions t-mobile now delivers super broadband a new era of business internet visit superbroadband.com to learn more fastest 5g network based on analysis by ukula speed test intelligence data 2h 2025 speeds vary due to local network characteristics and management satellite requires hardware installation and clear view of the sky a 36-month commitment

Hey everyone, it's Cal Penn. I'm inviting you to join the best sounding book club you've ever heard with my podcast, Earsay, the Audible and iHeart Audiobook Club. Every episode, I nerd out with amazing guests and dive into the best new audiobooks available on Audible. It's the book club for your ears. Listen to Earsay, the Audible and iHeart Audiobook Club on the iHeartRadio app or wherever you get your podcasts.

Hey, everyone. It's Cal Penn. I'm inviting you to join the best sounding book club you've ever heard with my podcast, Earsay, the Audible and iHeart audiobook club. Every episode, I nerd out with amazing guests and dive into the best new audiobooks available on Audible. It's the book club for your ears. Listen to Earsay, the Audible and iHeart audiobook club on the iHeartRadio app or wherever you get your podcasts.

Hemglas, labrikizumab, LBKZ, a 250 milligram per 2 milliliter injection is a prescription medicine used to treat adults and children 12 years of age and older who weigh at least 88 pounds or 40 kilograms with moderate to severe eczema, also called atopic dermatitis, that is not well controlled with prescription therapies used on the skin or topicals, or who cannot use topical therapies. EBCLIS can be used with or without topical corticosteroids. Don't use if you're allergic to EBCLIS. Allergic reactions can occur that can be severe. Eye problems can occur. Tell your doctor if you have new or worsening eye problems. You should not receive a live vaccine when treated with EBCLIS. Before starting EBCLIS, tell your doctor if you have a parasitic infection. Ask your doctor about EBCLIS and visit ebclis.lily.com or call 1-800-545-5979.

You're locked into a lot of things you can't change — weather, traffic, your wireless carrier's latest price hike. But you can unlock a better way. Unlock the savings at Boost Mobile and save up to $600 a year. Switch to the $25 a month unlimited wireless plan. No contracts, no price hikes, and you keep your phone. Stop being locked into their games. Unlock the savings at boostmobile.com/unlock. Based on average annual single line of payment of AT&T, Verizon, and T-Mobile customers, compared to twelve months on the Boost Mobile unlimited wireless plan as of January 2026. For full offer details, visit boostmobile.com.

But you can unlock a better way. Unlock the savings at Boost Mobile and save up to $600 a year. Switch to the $25 a month unlimited wireless plan. No contracts, no price hikes, and you keep your phone. Stop being locked into their games. Unlock the savings at boostmobile.com/unlock. Based on average annual single line of payment of AT&T, Verizon, and T-Mobile customers, compared to twelve months on the Boost Mobile unlimited wireless plan as of January 2026. For full offer details, visit boostmobile.com.

Aging is real, and so are the benefits of new Vital Proteins collagen sparkling water. Because around the age of 30, your body needs backup to keep your collagen up. So get your daily glow up now in three fresh flavors: strawberry blossom, lemon lime, and blood orange. Improved skin health in as little as thirty days thanks to collagen peptides. Cheers to that. So you can stay vital, stay you. Visit vitalproteins.com to learn more and where to buy.

Support for today's episode comes from Square. Starting a business is exciting. Running one, that's where things get complicated. You're taking payments, tracking inventory, managing employees, handling online orders, and trying to keep customers happy, often with a bunch of different systems that don't talk to each other. That's where Square comes in. Square brings everything together in one connected system. You can take payments in person, online, or on the go, track inventory automatically, manage staff schedules, see what's driving revenue, and even access your earnings faster with Square banking. And the numbers back it up. Businesses using Square online earn 36% more revenue on average. If you're starting a business or running one that deserves better tools, Square helps you sell, manage, and grow without slowing down. Right now, you can get up to $200 off Square hardware at square.com/go/rich. That's square.com/go/rich. Run your business smarter with Square. Get started today.

This is Tony Ayo from The Real Report with Tony Ayo and Uncle Murda. You ever notice how everything keeps going up? Rents going up. Streaming services are going up, even your favorite burrito spot suddenly thinks salsa should cost extra. But with Boost Mobile, you and your phone bill don't have to play the will this go up soon game because Boost Mobile has an unlimited talk, text, and data plan at a price that'll never go up. It's the same price you'll pay for life, meaning you're set to never worry about your bill increasing again for as long as you're on the plan. While the world keeps finding new ways to nickel and dime you, Boost Mobile gives you unlimited wireless at one set price for life. Imagine something in your budget actually staying the same. You'll pay the same for unlimited wireless when you're posting mirror selfies in your twenties and when you're posting mirror selfies in retirement. Some things never change. Switch now for unlimited wireless at a price that'll never go up. Only at Boost Mobile. After 30 gigabytes, customers may experience slower speeds. Customers will pay $25 a month as long as they remain active on a Boost Unlimited plan.

Miss satisfying breads and pastas and want to add protein without going overboard on calories? Stacked sandwiches, fully loaded bagels, noodles built for serious sauce. Hero Bread delivers up to 19 grams of protein. Think bagels and elbow noodles with nearly twice the protein of national best sellers but less than half the calories. Plus, you can get up to 32 grams of fiber per serving, a bonus when you're trying to stay full and fueled. So whether you're grilling burgers, building a serious sandwich, or digging into pasta, you're getting real flavor with a smarter protein to calorie balance. Hero makes loaves, buns, tortillas, bagels, and noodles with five to 19 grams of protein per serving that all go the distance. Shop now at hero.co. Use code IHEART for 10% off. That's hero.co. All figures per serving, see nutrition info on hero.co.

Every business has an ambition. PayPal Open is the platform designed to help you grow into yours with access to business loans so you can expand and hundreds of millions of PayPal customers worldwide. Your customers can pay all the ways they want today with PayPal, Venmo, Pay Later, and all major cards so you can focus on the future. When you need a partner trusted by millions, there's one platform for all business, PayPal Open. Grow today at paypalopen.com. Loan subject to approval in available locations.

Every business has an ambition. PayPal Open is the platform designed to help you grow into yours with access to business loans so you can expand and hundreds of millions of PayPal customers worldwide. Your customers can pay all the ways they want today with PayPal, Venmo, Pay Later, and all major cards so you can focus on the future. When you need a partner trusted by millions, there's one platform for all business, PayPal Open. Grow today at paypalopen.com. Loan subject to approval in available locations.

Every business has an ambition. PayPal Open is the platform designed to help you grow into yours with access to business loans so you can expand and hundreds of millions of PayPal customers worldwide. Your customers can pay all the ways they want today with PayPal, Venmo, Pay Later, and all major cards so you can focus on the future. When you need a partner trusted by millions, there's one platform for all business, PayPal Open. Grow today at paypalopen.com. Loan subject to approval in available locations.

Every business has an ambition. PayPal Open is the platform designed to help you grow into yours with access to business loans so you can expand and hundreds of millions of PayPal customers worldwide. Your customers can pay all the ways they want today with PayPal, Venmo, Pay Later, and all major cards so you can focus on the future. When you need a partner trusted by millions, there's one platform for all business, PayPal Open. Grow today at paypalopen.com. Loan subject to approval in available locations.

Hero Bread delivers the stacked sandwiches, loaded bagels, rich mac and cheese you love, just with a better protein to calorie balance that may help fuel you longer. Made with high quality ingredients, every bite lands soft and satisfying with up to 32 grams of fiber per serving. Shop now at hero.co. Use code I Heart for 10% off. All figures per serving. See calorie info at hero.co. 34 to 48 percent fewer calories than regular products. Calorie content has been reduced on average from 162 to 92 calories per serving. Data accurate as of 02/2026.

This portion of the show is sponsored by Incogni. Every spam call, every scam text, every sketchy email with your name — it all starts the same way. Somebody found you. Your phone number is sitting on data broker sites right now. So is your home address, your email, your age, even the names of your family members. All of it is searchable and for sale, and the scammers don't need to be hackers to get it. They just need a search engine and about five minutes of their time. Every scam starts with one thing: your personal info being available to the wrong person. So forget the spam filters and the call blockers. The real fix is to disappear. That's what Incogni does. They contact hundreds of data brokers and legally force them to remove your information. I've been using Incogni to get my name and info away from data brokers. They can't spam you if they can't find you. Right now, get 60% off with an exclusive deal at incogni.com/rich. Go to incogni.com/rich and take back your privacy.

Aging is real, and so are the benefits of adding Vital Proteins collagen peptides to your daily routine. Because around the age of 30, your body needs backup to keep your collagen up to help support healthy hair, skin, nails, bones, and joints. Available in the classic collagen peptides, collagen and protein shakes, and new Vital Proteins collagen sparkling waters so you can stay vital, stay you. Visit vitalproteins.com to learn more and where to buy. These statements have not been evaluated by the Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.

Every small business starts with a dream and the courage to chase it. But even the strongest dreams need protection. That's why The Hartford has been a trusted partner for more than 1,000,000 small business owners across America. From retail shops to financial professionals, The Hartford understands that every business is unique. Their customized coverage options help protect what matters most: your work, your people, and your future. Because when life throws the unexpected your way, you deserve a partner that helps you stand strong. Help protect your dream. Visit the hartford.com/smallbusiness for a quote today.