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At that level, managing risk becomes an ongoing discipline, not a one-time decision. At The Hartford, the focus is on helping businesses manage risk before it turns into something more disruptive. That means working with companies to identify where they're exposed, decide what matters most, and put practical standards in place so risk is managed as part of day-to-day operations. And when losses do happen, The Hartford combines that risk control work with insurance coverage grounded in underwriting, risk engineering, and claims experience developed over time. Learn more at the hartford.com/riskmitigation.