Chime on Financial Audit with Caleb Hammer

Before we keep going, a quick word from today's sponsor Chime. Look, most people are getting absolutely cooked by their money in ways they don't even notice. Your savings earns basically nothing, your card rewards are crap, and then overdraft fees come in and finish the job. It is dumb. And that is why Chime is interesting to me. It's America's number one choice for banking, and their high-yield savings account earns 3.75% APY. That is nine times higher than the national average. To put that into perspective, if you've got 10 grand sitting there, that's about $382 a year instead of like basically lunch money. And there's no monthly fees or minimum balance requirements. You can also get 5% cash back with the Chime card in a category you choose every month. I'd pick groceries because food is offensively expensive. 3.75% APY and 5% cash back are already two good reasons you should be running to click the link and making the switch to Chime. But if your last two brain cells are still arguing over whether free money is good, then let me give you a third. Up to a $350 bonus with a new Chime checking account exclusively through my link chime.com slash Caleb. It'll be at the top of the link in the description box or you can scan the QR code on screen. Make sure you go through my link for the bonus. If you somehow mess this up with a link and a giant QR code directly in front of you, I genuinely cannot save you.