Financial Audit with Caleb Hammer sponsors and ad reads

My official Gamer Subs flavor is finally here. Liquid Assets is just 40 cents a serving, less than one calorie, and tastes like raspberry apple. Why wouldn't you want some? And if you use code Caleb, you'll get 10% off your entire order. Just 10% Caleb? Relax, because it does get better, but not until 3 p.m., because that's when Gamer Subs unlocks the real deal. After three, every order of Liquid Assets will also come with up to six free gifts, stacking up to six times. 3 p.m. Link in the description to get on the wait list.

I'm going to be real with you. Your debt is not the same as everyone else's. You've got your own unique mix of credit cards, maybe some medical bills, personal loans, and collections. Whatever. Your interest rates are different. Your payments are different. Your life is different. So why do you need some one-size-fits-all solution that treats you like a number? Some generic calculator that spits out just pay more. As if you hadn't thought of that already. That's what sets PDS apart. They don't just look at your balance and say, good luck. They work to understand your specific scenario and help provide alternative solutions to becoming debt-free. Whether you're struggling with credit cards, personal loans, collections, or medical bills, PDS Debt has customized options designed specifically for you. Not your neighbor, not some average case study. You. They've helped hundreds of thousands of people get out of debt. And here's the thing. There's no minimum credit score required. They're not here to judge you. They're not here to shame you. They're here to help you get out and help you save more. Pay off your debt faster and start putting money back in your pocket. This is a company that is A-plus rated by the Better Business Bureau, boasts thousands of five-star reviews on Google, and holds a five-star rating on Trustpilot. That legitimately matters. And here's the thing. If I needed help paying off debt, this is exactly where I'd go for help. You're just 30 seconds away from being debt-free with PDS Debt. Get your free assessment and find the best option for you right now at pdsdebt.com slash hammer. That is pdsdebt.com slash hammer. pdsdebt.com slash hammer.

Because you're playing Russian roulette with their future. You're spending $5 a day on BS energy drinks and churros. That is two grand a year to put one foot in the grave. Although your family has zero protection if something happens to you. Make it make sense, bro. If you want to actually enjoy those sweet summer moments without sweating your family's future, you need policy genius. It's a free online marketplace where you can compare quotes from America's top insurers side-by-side. No guesswork. You can find 20-year policies starting at just $276 a year for a million dollars in coverage. Your BS energy drink budget covers that five times over. Head to PolicyGenius.com slash Caleb right now to compare quotes from top companies and see how much you can save. That is PolicyGenius.com slash Caleb. Stop being a liability to your family and start being a provider.

You suck with money, so you download a budgeting app. You start with the classic one, Wynab, but everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage. Guess what they wanna sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like DollarWise, built by these people just like you, for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now, start the free trial, DollarWise.com, link in the description below.

Okay, Chime. So check an account first. That's interesting. We do like chimechime.com forward slash Caleb get $200 for signing up. It's free. No reason not to.

You know, you guys should be on a budget, so I'm just going to let you know what this is so you can force them to do it at home. It is a powder. It turns into the most delicious substance you could ever imagine. It's called Gamer Subs. It's an energy drink. You make it at home with my discount code, 10% off Caleb, link in the description below. You get it for 40 cents a serving. So like you make your coffee at home instead of going to nasty-ass Starbucks anyway, make it, I guarantee it's better than Bang. We put Bang in our blind taste test. This beat it by far. It wasn't even close to it, right?

If you or your child spent years growing up on social media and experienced serious mental health struggles you should hear this recently a jury ordered meta and youtube to pay millions for their role in designing and promoting addictive platforms they knew their apps could contribute to anxiety depression and body image issues but did not share those risks while prioritizing profits the recent historic verdict underscores the consequences of those decisions now morgan and morgan is stepping up to hold these platforms accountable for the harm they caused. Click the link in my bio to take a short quiz. You may be entitled to a potential recovery of over $1,000.

Ladies and gentlemen, I got something new to help you that we have personally built right here on calebhammer.com. We have three new Caleb Hammer financial resources. They are the ones I would personally use, which is why we made them for you to use. As you've already heard me talk about, personal loans are okay when you're good at debt. I personally use them when i can leverage them for a situation so we have good personal loans on calebhammer.com we also have auto insurance now you can check for free and see if you can save a shit ton of money on auto insurance and then to close it off for now because we're building more we have a debt relief program you've seen how hard it is for people to get out of debt on this show this makes it so much easier but only if you're actually ready to change remember none of this actually matters if you continue the same bad behavior so it's not for you if you still suck but if you've proved you can budget check out these three programs from personal loans to debt relief to car insurance to see if you can save a shit ton of money across the board go to caleb hammer.com or the caleb hammer financial resources part of the pinned comment or description below and save a shit ton of money

join hammer let's get your hammer financial score first your real one spending in a budget can't tell you're spending so x go yourself how common is this zero because you can't send pdfs debt you have collections zero out of ten emergency fund didn't see savings no zero out of ten retirement zero retirement zero real estate you don't own land you don't know another reason for the air force okay hammer financial score zero time let's go to the poster this is stupid i'll see you there join hammer elite three premium shows better than the last 20 minutes of that piece of shit i'll tell you that uh every single day six days a week it's incredible join by clicking the join button or link in the description below or you can go off platform hammer elite.com or join in the hammer elite app see you there

i just launched the brand new hammer elite app available on every major platform so you can watch every show anywhere you want you'll get three exclusive dedicated shows every single day monday through saturday refer a friend after you sign up and you get an additional 30 days of hammer elite access for free download the hammer elite app by using the link in the description or pinned comment down below this is the best membership you'll ever join and that's a promise

Before we keep going, quick word from today's sponsor. Look at this garbage. It is a multi-page report of the kind of stuff data brokers collect and sell about you. Addresses, phone numbers, relatives, income estimates, all of this widely invasive nonsense. And yeah, it makes me angry because scammers speak spammers, and creeps can use this stuff while these companies make billions off of your life without your consent. The whole data broker industry is built on the bet that you're going to do nothing about this. You're not going to read terms and conditions of every app you download. You're not going to give up modern convenience just to protect your data. That is why this part of the video is sponsored by Aura. Aura finds the data broker selling your information, automatically sends removal requests, and keeps monitoring so that your info stays off those sites. And when you enter your info, it's encrypted immediately, which matters. What I like is Aura does way more than just one thing. You also get dark web monitoring, fraud alerts, identity theft protection, plus they monitor 41% more dark web categories than the next leading competitor. A single data broker can have over a thousand data points on you. I'm opting out of that system and I encourage that you do the same. Try 14 days for free at aura.com slash hammer. Links on screen in the description and pinned comment below. Let's get back to this financial disaster.

I have an exclusive offer just for you. But there's only one week left to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Plus, I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30% off the annual plan in the month of June only. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise.