Built on NerdWallet's Smart Money Podcast

The following is a paid sponsorship, not an endorsement by NerdWallet's editorial team. Today's episode is sponsored by Built. You've heard me talk about Built as the loyalty program that lets you earn points on rent wherever you live, and they just leveled up even more. As of 2026, renters and homeowners can also earn up to 1.25x points on their housing payments. This is thanks to Built's three new credit cards, the Palladium card, Obsidian card, and Blue card. All three can turn your housing payments, rent, or mortgage into flexible rewards. So you can choose the card that fits your lifestyle without missing out on points and exclusive benefits. Built Points can be redeemed at top airlines and hotels, Amazon.com purchases, future rent payments, and so much more. Built Points have also been ranked by top publications as the industry's most valuable point currency. Your housing payment is most likely your biggest expense. Make it your most rewarding. Find the card that fits your lifestyle and apply today at joinbuilt.com slash smartmoney. That's J-O-I-N-B-I-L-T dot com slash smart money. Make sure to use our URL so they know we sent you. Terms and limitations apply. Subject to approval and eligibility. Built cards are issued by Column N-A, member FDIC, pursuant to license for MasterCard International Incorporated.