Aven on The Bulwark Podcast

Americans are carrying over a trillion dollars in credit card debt at rates north of 23%. That's more than $200 billion a year in interest paid mostly by households who are sitting on the largest pool of untapped home equity in U.S. history. Think about that for a second. You own a home. You've built real equity in it. And yet when you need capital for a remodel, for a debt consolidation, for something your household budget didn't plan for, the financial system routes you to a 23% unsecured card instead of letting you borrow against the asset you already own. This is a tax on the American middle class, the big banks, aren't really racing to fix it. Avon built the first home equity line of credit issued on a Visa card. So the same swipe that used to cost you 23% now costs you a fraction because it's secured by the value you've already built. That's hundreds of bucks a month back in your pocket. And if you've been putting off a remodel, Here's a case for getting on with it, a well-scoped renovation. It's one of the few purchases that will eventually pay you back. It makes the house worth more. But David, you can check your offer at no cost with no impact to your credit score, no hidden fees. And because you own a home, you qualify a rate the credit card simply can't offer. Go to AVEN.com to discover your offer. That's A-V-E-N.com. AVEN. Stop overpaying for capital. AVEN Financial, Inc. NMLS 2042345. Cards issued pursuant to a license from Visa USA by Coastal Community Bank. NMLS 462289. Member FDIC Equal Housing Lender. Subject to approval. Terms apply. Visit AVEN.com for details.