Aven on The Bulwark Podcast

Americans are carrying over a trillion dollars in credit card debt at rates north of 23%. That is more than $200 billion a year in interest, paid mostly by households who happen to be sitting on the largest pool of untapped home equity in U.S. history. Sit with that for a second. You own a home. You've built real equity in it. And yet, when you need capital for a remodel, for a debt consolidation, for something your household budget didn't plan for, the financial system routes you to a 23% unsecured card instead of letting you borrow against the asset you already own. That is one of the quietest taxes on the American middle class, and the big banks are not exactly racing to fix it. AVEN built the first home equity line of credit issued on a Visa card. So the same swipe that used to cost you 23% now costs you a fraction because it is secured by the value you have already built. That is hundreds of dollars a month back in your pocket. And if you have been putting off a remodel, here is the case for getting on with it. A well-scoped renovation is one of the few purchases that actually pays you back. It makes the house worth more. With Avon, you can check your offer at no cost with no impact to your credit score. There are no hidden fees. And because you own a home, you qualify for a rate that credit cards simply cannot offer. Avon has a 4.9-star Trustpilot rating from over 8,000 verified customers. If you own a home and you are carrying a high interest balance. You are overpaying for capital. AVEN fixes that. Go to AVEN.com to discover your offer. That is A-V-E-N.com. AVEN. Stop overpaying for capital. AVEN Financial Incorporated, NMLS, number 2042345. Cards issued pursuant to a license from Visa USA, Incorporated by Coastal Community Bank, NMLS, number 462289. Member FDIC equal housing lender. Subject to approval. Terms apply. Visit avon.com for details.