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Our show today brought to you by monarch i love monarch i use monarch but i gotta tell you my subscription uh recently okay i i bought a year uh by a year every year and i subscribed and i bought a year and i so my subscription came up and i thought well i really ought to look around and see what's out there and i tr i literally spent a morning installing all the other guys i said what am i doing there is nothing as good as monarch i love monarch so yes i re-upped monarch is the personal finance app that tracks everything i put it all in there accounts investments savings goals spending retirement plans with monarch I'm literally relieved that I can see for the first time ever my complete financial picture. And I know where there are gaps. I know where I need to do something. It's kind of like having a financial advisor in your pocket. She's more than kind of like it because of Monarch's AI that's built in that actually encapsulates the knowledge of real financial advisors so you can ask questions and get real advice. It's pretty cool. Most apps will tell you merely, this is what you spent last month. monarch helps you set goals it helps you map out big purchases uh to see if you're actually on track before it's too late to adjust you can ask this brilliant ai assistant in it's built in the monarch you can say i don't know how much did i spend on travel last summer can i afford uh that vacation this fall is it going to hit my savings or can i save up fast enough you can spot things you wouldn't think to look for because there's also ai insights Has your spending gone up or is it just that just inflation? You get a heads up on what's happening with your money. There's a weekly AI, weekly recap. It'll flag spending spikes. Things that you, you know, It sees things that you don't see because you're in the middle of it, right? Net worth shifts, upcoming expenses. There's lots of little quality of life features in there too, like Monarch's bill split, which lets you scan a receipt. Everybody says, that was mine, that was mine, that was mine. Then it settles up and you don't need a separate app to do that. But it's just a little quality of life things because these people at Monarch are really making a great product. Write your own money story with Monarch. Use offer code IM at monarch.com. You'll get your first year of Monarch Core half off. That's just $50. 50% off your first year at monarch.com with the code IM for 50% off your first year. Monarch.com.

Our show today brought to you by Expo. It's not Expo as you might, not the Montreal Expos, but X-B-O-W. And you should know this name. This is the premier agentic pen tester. AI. We... will stipulate this right has changed the pace of everything from how software develops to how it gets attacked right engineering teams are moving faster than ever they're creating more and more applications the problem is security hasn't kept up pen testing is still one of the most trusted ways to understand real exploitable risk but an AI in an AI driven world pen testing could be the bottleneck pen testing penetration testing simulates how attackers would attack a system but it takes time security teams end up being forced to choose between slowing down development to stay secure just to wait for the pen tests or moving fast and then accepting well they're going to be gaps in coverage we may be less secure but expo can eliminate that trade-off xbow expo is an autonomous offensive security platform that runs continuous ai driven pen testing mirroring real world attacks ai driven pen testing never tires doesn't go to bed at night doesn't stop for food or breaks it pounds on your system it finds the flaws and expo doesn't you know just scan for vulnerabilities no no it it discovers exploits and validates them so that you know you're only dealing with issues that actually matter exploits that actually work And that means dramatically fewer false positives and a clear view into real attack paths. So your energy is not wasted chasing down leads that are meaningless. If Expo finds it, you got to fix it. With Expo, your tests run in hours, not weeks. You're going to get complete visibility into how an attacker would move through your systems and the ability to uncover issues that traditional tools miss, including zero days and novel attack paths. expos results speak for themselves ask the application security leader at sesnam.cc he says quote even right now after one year i don't know any other company that's at least close to expo in terms of agentic pen testing result is predictable cost consistent quality and stronger security without slowing down your engineers expo helps security teams keep pace with innovation and cover more apps more often with the resources they already have it's founded i mean incredible lineage founded by the team that created microsoft copilot already trusted by companies ranging from fast growing startups to fortune 500 enterprises xbow expo is quickly becoming a mission critical layer in modern security stacks go to expo.com to start a pen test today expo.com the leaders in agentic pen testing

Our show today brought to you by Gusto. When you run a small business, you don't just do the job you're also the hiring manager the payroll department and the benefits team usually all before lunch gusto takes a few of those off your plate quickly and seamlessly gusto is online payroll and benefits software built for small businesses it's all in one it's remote friendly and it's incredibly easy to use so you can pay higher on board and support your team from anywhere automatic payroll tax filing simple direct deposits health benefits commuter benefits workers comp 401k you name it gusto makes it simple and has options for nearly every budget unlimited payroll runs for one monthly price let me say that again unlimited payroll runs for one monthly price no hidden fees No surprises, you save time with built-in automated tools, offer letters, onboarding docs, direct deposit, and more. Get direct access to certified HR experts to help support you through any tough HR situation. It's quick and simple to switch to Gusto. Just transfer your existing data to get up and running fast. Plus, don't pay a cent until you run your first payroll. Gusto is ranked number one on G2's highest satisfaction products list. That's for 2026. gusto is trusted by over half a million small businesses try gusto today at gusto.com slash machines and get three months free when you run your first payroll that's three months of free payroll at gusto.com slash machines one more time gusto.com slash machines one more time gusto gusto.com slash machines we thank them so much for their support of intelligent machines

This episode of intelligent machines is brought to you by Zscaler, the world's largest cloud security platform. you know we can I mean you listen to this show you know the potential rewards of AI are huge especially for your company you can't ignore them because the competitors the competition isn't right but you also should pay attention to the risks there are lots of them loss of sensitive data sometimes inadvertently but then there's also attacks against enterprise managed AI and then there's the issue of generative AI giving new tools and opportunities for threat actors things like creating incredibly effective fishing lures like that writing malicious code automating data extraction ai is changing the entire security space there were 1.3 million instances of social security numbers leaked to ai applications last year and most of that was inadvertent right somebody uploads their tax return it's all in there right chat gpt and microsoft copilot saw millions i the number uh is a lot at least three million data violations and again inadvertent stuff leaks but that's why you need a modern approach you need zscaler zero trust plus ai because it's zero trust it removes your attack surface it secures your data everywhere but with the addition of ai it can also safeguard your use of public and private ai protect against ransomware, protect against AI powered phishing attacks. But you don't have to take my word for it. Just listen to the customers. They love Zscaler. Like Siva, he's the director of security and infrastructure at Zuora. They use Zscaler, this is what he has to say. With Zscaler being in line in a security protection strategy helps us monitor all the traffic. So even if a bad actor were to use AI, because we have a tight security framework around our endpoint, helps us proactively prevent that activity from happening. AI is tremendous in terms of its opportunities, but it also brings in challenges. We're confident that ZScale is going to help us ensure that we're not slowed down by security challenges, but continue to take advantage of all the advancements. Thank you, Siva. With zero trust plus AI, you can thrive in the AI era. You can stay ahead of the competition. You can remain resilient even as threats and risks evolve. Learn more at zscaler.com slash security. That's Zscaler. dot com slash security

This episode of Intelligent Machines is brought to you by Rippling. These days, you can chat with AI about almost any business problem, but only Rippling AI is built to solve it. What makes Rippling AI different? Well, it's built on your live global workforce data. That makes a big difference. One platform, one unified source of truth with all your business systems connected from day one. That means Rippling AI can operate with the full context of your live business, surfacing insights and taking action using your org chart, your device inventory, your compliance obligations and more. Say you want to focus on talent retention. Well, you just ask Rippling AI, who are my top performers this year? instantly because it's based on your data you'll receive a workforce report highlighting your highest performing employees and they don't just give you the info they give you supporting data comp ratios recent performance reviews engagement metrics the stuff that makes the difference rippling ai is then able to turn those insights into real action in this case it might say uh we recommend a retention strategy that includes a 10 spot bonus for the top performers because permissions are automatically inherited and your actions flow through your existing approval chains it's easy for you all you have to do is review you hit confirm and you can add the bonus to the next payroll run it's that simple Don't settle for AI that's all talk. Head to rippling.ai slash machines and get the only AI built to give you full visibility across your business and take complex actions across your entire organization. That's rippling.ai slash machines. machines and sign up for exclusive access today rippling.ai slash machines we welcome brand new sponsor we welcome them to uh intelligent machines and thank them for supporting us you support us when you go to that special address rippling.ai slash machines