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We spend a lot of time making smart financial decisions, but here's one that doesn't get nearly enough attention. Your water. Think about it. We obsess about the ingredients in our food. We compare investment fees down to the tiniest fraction of a percent. And then a lot of us just assume whatever comes out of the tap. Well, I'm just going to drink it. Here's a surprising statistic. Three out of four U.S. homes have potentially harmful contaminants in their tap water. And even when water looks perfectly clear, it can contain things like chlorine, lead, forever chemicals, and even microplastics. When I was in college, I worked for a group that would go out and do water testing. And the different things we'd find, even in city waters, just blew me away back then. And the sad news is in many cities, we haven't had any change to our infrastructure. It's safe enough to pass quality standards, but is it what you really want to drink? This is why I was interested when I learned about AquaTrue. AquaTrue is a countertop water purifier that's been tested, certified to remove 84 contaminants. It's patented four stage reverse osmosis system goes way beyond standard pitcher and refrigeration filters. The best part, no plumbing. No installation, just cleaner water from a system sits right on your counter. AquaTrue has been featured in Business Insider and Popular Science. Good Housekeeping named it the best countertop water filter. Plus, 98% of customers say their drinking water is cleaner, safer, and healthier. Go to AquaTrue.com now for 20% off your purifier using promo code stacking. AquaTrue even comes with a 30-day best tasting water guarantee. That's AquaTrue.com spelled A-Q-U-A-T-R-U dot com promo code stacking.

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You already know it, stackers. Once you've learned to pay off your credit cards every single month, at that point, then you can go from a cash lifestyle to some of the great point programs out there. But don't do it before. Make sure you pay off your cards in full. And when you do, you may have heard about Bill as a loyalty program that lets you earn points on rent wherever you live. Well, guess what? They just leveled up even more. As of 2026 homeowners can also earn up to one and a quarter times points on their mortgage payments. This is thanks to built new three credit cards, the palladium card, obsidian card, and blue card. All three turn your housing payments, rent, or mortgage into flexible rewards. So you can choose the card that fits your lifestyle without missing out on points and exclusive benefits. Built points can be redeemed at top airlines and hotels, Amazon.com purchases, future rep payments, and more. Built points have also been ranked by top publications as the industry's most valuable point currency. Your housing payments already your biggest expense. Make it your most rewarding. Find the card that fits your lifestyle and apply today at joinbuilt.com slash SB. That's J-O-I-N-B-I-L-T dot com slash SB. Make sure to use our URL so they know we sent you. Terms and conditions apply. Subject to approval and eligibility, built cards are issued by Column N.A., member FDIC, pursuant to license from MasterCard International Incorporated.

It's summertime and you know what that means. I'm going to want comfortable clothing. I'm going to want to make it easy. And that also means I'm coming back to Quinn's because they focus on well-meaning essentials that naturally become those everyday staples you actually live in all summer time. long heck all any season long quinces 100 european linen pants and shirts are breathable easy to throw on in the summer upgrading rotation needs starting at just 34 their tees are soft enough to live in all day and the lightweight cotton sweaters are exactly what you want when summer nights cool down the prices at quince are amazing and i thought to myself how can any company price things the way quince does well that's because they work directly with ethical factories and cut out the middlemen So you're paying for exceptional quality and not brand markup. I've loved seeing what all of you have said about Quince. For me, I'm not going to go on about my pants because people told me last time that I talked too much about how awesome my pants are. But I do have to tell you, Cheryl says they're awesome pants. When Cheryl says she likes my pants, that means that I'm going to keep wearing the pants. So if you want the pants, the T or heck, they even go past clothing. Quince has become a trusted favorite for everything from home to travel, everyday essentials. It's all there. Make your summer wardrobe easier. Go to quince.com slash SB for free shipping on your order and 365 day returns now available in Canada too. That's Q U I N C E.com slash SB for free shipping and 365 day returns. Quince.com slash SB. Thank you for helping us keep this podcast free for everybody.

In business, there is no room for guesswork. Every shipment matters. Every deadline counts. And when you're trying to keep operations running smoothly, the last thing you need is uncertainty. That's why reliability is at the core of USPS Ground Advantage. From the moment your package is first scanned in, it moves through a secure nationwide network, aiding in a timely and accurate delivery process. You get near real-time tracking so you can keep up with your shipments. And with affordable upfront pricing, there are no hidden fees or surprise surcharges to throw off your cost sheets. It all adds up to predictable deliveries you can depend on. Because knowing your logistics are handled lets you focus on everything else, your customers, your team, and the future you're building. Visit USPS.com slash Ground Advantage to start shipping with confidence. USPS Ground Advantage. We mean business.

time thinking about our investments, our insurance coverage, the quality of food we eat. There are things we barely think about at all: the air inside our home. It's funny when you consider we're breathing it all day long. A lot of us notice the symptoms: dust, allergies, odors, poor sleep. We never stop to think that the air itself might be a big part of the problem. That's why Cheryl and I were interested in Air Doctor. Air Doctor uses a powerful three-stage filtration system that captures extremely small particles, about 100 times smaller than what many ordinary air purifiers can remove. It helps capture dust, pollen, mold spores, pet dander (we call it Cooper dander here), wildfire smoke, bacteria, viruses, odor, smoke, ozone, and VOCs. What we really like is it's designed to be super easy. It's whisper quiet. It has an auto mode that adjusts 24/7 based on air quality, and even reminds you when it's time to change the filter. No guesswork required. Air Doctor isn't just loved by the two of us, so we can continue to live with Cooper, who consistently sheds. It is loved by tons of people. It was named Newsweek's Reader's Choice Award winner for best air purifier, and 98% of customers feel like I do. They say their home's air feels cleaner, safer, and healthier. So head to airdoctorpro.com, use promo code STACKING, and you'll get $250 off select Air Doctor air purifiers, including the 3500, the 4000, and the 5500 models. We're so confident that you'll love Air Doctor that every purchase is backed by a 30-day money-back guarantee. That is an exclusive offer just for you, Stackers. It's exclusive to podcast only, available now at airdoctorpro.com. That's airdoctorpro.com using promo code STACKING.

This episode is brought to you by Progressive Insurance. Do you ever think about switching insurance companies to see if you could save some cash? Progressive makes it easy to see if you could save when you bundle your home and auto policies. Try it at progressive.com. Progressive Casualty Insurance Company and affiliates. Potential savings will vary. Not available in all states. Truckers aren't just moving goods. They're making sure bakers get their chocolate chips and hotels get their tiny soaps. But truckers can't do this if they're not on the road. That's why Progressive has over 360 heavy truck employees to help truckers stay on time and on track. Quote truck insurance today in as little as eight minutes at progressivecommercial.com, Progressive Casualty Insurance Company and affiliates.

This episode is brought to you by Progressive Insurance. Do you ever think about switching insurance companies to see if you could save some cash? Progressive makes it easy to see if you could save when you bundle your home and auto policies. Try it at progressive.com. Progressive Casualty Insurance Company and affiliates. Potential savings will vary. Not available in all states. Truckers aren't just moving goods. They're making sure bakers get their chocolate chips and hotels get their tiny soaps. But truckers can't do this if they're not on the road. That's why Progressive has over 360 heavy truck employees to help truckers stay on time and on track. Quote truck insurance today in as little as eight minutes at progressivecommercial.com. Progressive Casualty Insurance Company and affiliates.

In business, there's no room for guesswork. Every shipment matters. Every deadline counts. When you're trying to keep operations running smoothly, the last thing you need is uncertainty. That's why reliability is at the core of USPS Ground Advantage. Every package moves through a secure nationwide network tracked from door to door with affordable upfront pricing and delivery you can depend on. Because knowing your logistics are handled lets you focus on everything else. Visit usps.com/groundadvantage to start shipping with confidence. USPS Ground Advantage, we mean business.

Ethos makes getting life insurance fast and easy. It's 100% online. Get a quote in seconds, apply in minutes, and get same-day coverage. No medical exam; just answer a few simple health questions. You can get up to $3,000,000 in coverage. Some policies are as low as $30 a month. As of March 2025, Business Insider named Ethos the number one no medical exam instant life insurance provider. Ethos has 4.8 out of five stars on Trustpilot with over 3,000 reviews. If you're hearing my voice, you know you need life insurance. Protect your family with life insurance from Ethos now by going to ethos.com/sb. In as little as ten minutes, get your free quote and up to $3,000,000 in coverage at ethos.com/sb. You'll then get on with your life, protected. That's ethos.com/sb. Ethos.com/sb. Application times and rates may vary.

feels elevated but still effortless. Quince's European linen pants and shirts are the perfect warm weather upgrade to add to your rotation, starting at just $34. Their tees are soft and easy to wear, and their lightweight cotton sweaters are perfect for cooler summer nights when we head north. Everything at Quince is priced 50 to 80% less than similar brands. They work directly with ethical factories, cut out the middleman, so you're paying for quality, not brand markup. Quince goes way beyond clothing, offering custom upholstered sofas, ceramic cookware, and premium bedding. It's the kind of brand you have to recommend to everyone for everything. You've heard me talk about Quince so much. Somebody on Spotify even said, 'All I want to hear is you talk more about your pants, Joe, about how much you like your Quince pants.' On my recent trip to New York City, so I don't just talk about the pants, it's the cashmere sweater that I absolutely loved. I got to sport that thing not only to a Yankee game, but also a nice dinner out with our friend, Crystal Hammond, and the whole Salci High clan. Elevate your summer wardrobe. Go to quince.com/sb for free shipping on your order and 365-day returns. Now available in Canada too. That's quince.com/sb, and you'll get free shipping and 365-day returns. Quince.com/sb.

Before I switched to Wealthfront, my APY was probably 0.1. With the Wealthfront cash account, earn up to 4.2% APY on your cash. I can trust Wealthfront is taking care of me. Make your money earn more. Get started at wealthfront.com. Clients were paid $1,000 for their testimonials creating a conflict of interest. 3.3% base APY as of 01/30/2026 representative variable and earned on funds swept to program banks. 0.65% new client boost for three months on up to $150,000. Direct deposit $1,000 a month and fund an investing account for a 0.25% increase. Cash account offered by Wealthfront Brokerage LLC member FINRA SIPC, not a bank.