Morning Brew Daily sponsors and ad reads

Every day, shareholders meet to discuss important matters about the companies you invest in. Now you can easily make your voice heard too. Vanguard Investor Choice makes it easy to set your proxy voting preference for your eligible Vanguard index funds. In just a few clicks, you can have a say on important shareholder topics like executive pay and director elections. Visit vanguard.com slash investor choice to learn more. It's your shares. It's your voice. It's easy. Vanguard investors own shares of their index funds, and those funds own shares of the companies they invest in. Vanguard Marketing Corporation Distributor.

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Neil, if you were a shape, what would you be? I think a big red octagon because then maybe you'd stop. Geometric burn. Anyway, we're talking about Square, the fair and easy way for business owners to take payments, book appointments, manage staff, and keep everything running in one place. Whether you're selling lattes or cutting hair, Square helps you run your business without running yourself into the ground. And right now, listeners can get up to $200 off Square hardware when you sign up at square.com slash go slash morningbrewdaily. That's S-Q-U-A-R-E dot com slash go slash morningbrewdaily.

And now a word from our sponsor, Ultra Running. Toby, where do you like to run? I love running on the beach. I go straight into the water to see how far I can make it on old man Poseidon's treadmill. Okay, well, for those of us who like running on the ground, like the road, sidewalk, trail, or gym, Ultra has a shoe that can fit your foot and your lifestyle. Most running shoes are narrow at the toe, but ultra has more room for your toes so they can spread out and your feet can stay in a natural position. The ultra fit is designed to give you room for your toes for comfort, balance, and strength. Use promo code morningbrew10 for 10% off your first pair of ultra running shoes at ultrarunning.com slash morningbrew. That's A-L-T-R-A running.com slash morningbrew.

Hey, Toby, how's your duck impression? It's not all it quacked up to be. I refuse to engage with a joke that hack. Okay, then I'll talk. Aflac pays employees' claims fast, accurately, and fairly, and their plans come at no direct cost to businesses. Plus, they help save employers and employees tax dollars when payroll deductions are withheld pre-tax. That's why nearly all businesses that offer Aflac say they're likely to continue. To learn more, just head to aflac.com slash morningbrewdaily. That's A-F-L-A-C dot com slash morningbrewdaily.

Neil, do you have any idea how expensive the housing market is? You're just finding out about this? Yes, but thankfully, there's Built. Built is the membership for where you live that rewards you with points on every housing payment. Renters and owners can earn points to use toward Flights with United and Hyatt, Lyft rides, Amazon.com purchases, and so many more. Built members also get access to a neighborhood concierge. It can make restaurant reservations, book fitness classes, and find new local spots. Check it out at joinbilt.com slash mbd. That's joinbilt.com slash mbd.

I had three cups of coffee before we started recording today, and I'm still tired. I get it. That's why I started using Ultra Pouches. Those don't have any caffeine or nicotine, right? That is right. Just clinically proven nootropics and adaptogens for focus and energy. Ultra is the ultimate guilt-free pouch, delivering instant focus and mental clarity without nicotine or caffeine. New customers can use code MBD to get 15% off at TakeUltra.com. That's TakeUltra.com for 15% off with code MBD. After you purchase, they will ask you where you heard about them. Please support our show and tell them our show sent you.

We'll be back with more trivia after this quick break. Toby, are you okay? No, this new thing is happening where if I drink two to six beers, I don't feel good. Congrats on being officially old like me. But luckily for you, there's ZBiotics Pre-Alcohol Probiotic. It was invented by PhD scientists to tackle rough mornings after drinking. Pre-alcohol produces an enzyme designed to break down the toxic byproduct of alcohol in your gut. Just make pre-alcohol your first drink of the night. Drink responsibly and you'll wake up feeling refreshed. Head to zbiotics.com slash MBD and use the code MBD at checkout for 15% off. That's zbiotics.com slash MBD.

There's two types of people in this world. The ones that entertain and the ones that observe. No, there are investors white-knuckling through market dips and those patiently letting time do its thing. Wealthfront is for them. Their high-yield cash account makes building long-term wealth effortless. In fact, new clients get a three-month 0.75% boost over the base rate, up to 4.05% APY on up to $150,000. And when you're ready to invest, transferring to their expert-built investing accounts is a breeze. Claim the limited-time offer at Wealthfront.com slash Morning Brew. This is a current Wealthfront client testimonial creating a conflict of interest. Client experiences vary. Wealthfront brokerage is not a bank. Base APY as of January 30th, 2026, and subject to change. Details in the episode description.

So Toby, after starting the workday at 5 a.m., how much energy do you have left at the end of the day to figure out dinner? Toby, wake up. I'm awake. Was just making my point here. Like so many busy, hard-working professionals, the decision fatigue has fully set in by dinner time. That's why Forkful is so helpful. Forkful partners directly with chefs to create fresh, restaurant-quality meals that are delivered right to your door. There's no chopping, cooking, or cleanup involved. And there's no getting bored with Forkful Meals either. Their chefs incorporate global flavors using premium clean ingredients. Check out their menu and get 50% off by heading to forkfulmeals.com slash discount slash mb50. That's forkfulmeals.com slash discount slash mb50.