All the Hacks with Chris Hutchins sponsors and ad reads

This episode is brought to you by Upwork. One of the biggest unlocks I've found running a business is realizing I don't have to do it all by myself. I've hired freelancers for years, copywriters, designers, contractors, and what I keep noticing is how much faster things move once you have the right people. That's where Upwork comes in. It's a one-stop platform to find, hire, and pay expert freelancers across web and software development, data and analytics, marketing, business operations, and more, over 125 categories. You can browse profiles, review past work, and scope the role before you commit so you're not flying blind. And with Business Plus, you can access the top 1% of talent on Upwork with AI-powered shortlisting that matches you to the right freelancer in under six hours. No endless searching. Contracts and payments are handled in one place, so you spend more time running the business and it's free to sign up and posting a job is easy. Visit Upwork.com right now and post your job for free. That is Upwork.com to connect with top talent ready to help your business grow. That's U-P-W-O-R-K.com, Upwork.com.

This episode is brought to you by Mercury, radically different banking now available for personal accounts. I've been using Mercury Personal for our primary account for two years now, and I love it. It's fast, elegant, and designed to help you do everything you want with your money all in one place. You can send wires with no fees, set up sub accounts for your goals and projects, put your money to work with high yield savings, and set automations to move money between accounts so everything is funded without you having to think about it. You can also spin up cards with custom limits for an assistant or nanny, grant read-only access to your accountant, and manage shared finances with joint accounts built for clarity and control. All of this for one all-inclusive subscription of $240 a year. Visit mercury.com slash personal to learn more. Again, that's mercury.com slash personal. Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., members FDIC.

One is any awards search tool, but the one that I think has really helped me for all my domestic travel is PointsPath. And points path is a browser extension that you can run that shows up and overlays on top of Google flights, all of your flight prices in points and looking at multiple ways to book it. So it might look at Alaska and American to see which is cheaper. And it'll compare it right there, right in front of your Google flights results and give you the best price. And if you're a pro member, you can search out further. You can also set alerts. So once you click that, I can say, hey, alert me if this price goes down. And the alerts have been so valuable. In fact, it's how I ended up getting the flight that I wanted to Cabo for a much better deal than it originally was. And so if you're interested, I talked to Julian, who's the founder of PointsPath, and if you use all the hacks 15, you can get 15% off a pro plan on PointsPath. It's a great tool, and it's the tool I'm primarily using when I'm booking travel domestically, and I'm not planning a big trip where I'm gonna spend tons and tons of points.

And then if you're paying with cash, there's an app called Autopilot. And I used to work with Sam, who's the founder. So I emailed him and was like, what can we do? And if you go to allthehacks.com slash autopilot, you can sign up for Autopilot. What they do is they monitor all the cash bookings you make. And if the fare drops, they will automatically go and exchange that flight for a lower priced flight. So if you book a flight on United and it's 400 bucks and now the flight's $300, they will go in and rebook that flight on United for $100 savings and get you back that $100. And so the way they make money is that they charge a 25% fee on that savings. So if they save you $100, they're going to charge you $25. Now, if you sign up at allthehacks.com slash autopilot, you will get your first $100 savings free. So if they save you that $100, they're not going to charge you 25%.

This episode is brought to you by Fora. I'm the friend everyone comes to for travel recommendations. Where to go, the best hotels, how to build the perfect itinerary. I love doing it. And if that sounds like you, here's something worth knowing. That instinct can actually become a real business without the usual headache of starting one from scratch. That's what Fora does. And full disclosure, I was such a fan, I invested in the company. Fora is a modern travel agency that gives you the technology, the training, and a global community of advisors all in one place so you can skip the complexity and focus on the part you enjoy. With over 7,000 preferred travel partners, the trips you book come with VIP perks like upgrades, resort credits, and late checkout. And every hotel, cruise, or activity you book earns a commission. You build it on your own terms around whatever else you've got going on. Become a Fora Advisor today at foratravel.com slash allthehacks. That's F-O-R-A travel.com slash allthehacks. And make sure to tell them we sent you. foratravel.com slash allthehacks.

This episode is brought to you by Copilot Money. I've tried basically every personal finance app out there to track spending, not just looked at them, I mean fully onboarded, imported my accounts and gave them a real shot. And I kept coming back to Copilot Money. For me, it's just the best one out there. Copilot Money connects all of your accounts and gives you a clear picture of where your money's going, spending by category, cash flow, subscriptions, all in one place with beautiful design and the best AI-powered categorization I've seen. Honestly, having that picture has led to some real conversations with my wife, Amy, about how we actually wanna spend our money, and those decisions wouldn't have been possible without a really clear understanding of where our money's going, and I get that from Copilot Money. Copilot Money works on iPhone, iPad, Mac, and to anyone on the web. And right now, new users can get two months free with code HACKS2 at allthehacks.com slash copilot. That's allthehacks.com slash copilot and the code HACKS2 for two months free.

This episode is brought to you by Gelt. Tax days in the past, and if you filed an extension, there's still a window most people don't realize they have to bring in a great CPA who can still make real moves that impact your 2025 return before the October deadline. That's where Gelt comes in. Gelt is a CPA firm built for business owners. Think tax strategy, not just tax filing. And new clients right now can schedule a focused 30-minute session to find out what can still impact your 2025 return, things like missed deductions, retirement contributions, entity-level decisions, and more. I've been working with GELT for a few years now for both my personal and business taxes, and having one team looking at both has made a real difference because what you do on the business side directly affects the personal side, and most people end up with two CPAs who never talk. And for new clients onboarding this quarter, they'll also go back through your past returns to find, and in many cases, recover deductions that were missed. As an All The Hacks listener, you can skip the waitlist. Head to allthehacks.com slash gelt, G-E-L-T. Again, that's allthehacks.com slash G-E-L-T.

This episode is brought to you by Built. You've heard me talk about Built as the loyalty program that lets you earn points on rent wherever you live, and they just leveled up even more. As of 2026, homeowners can also earn up to 1.25x points on their mortgage payments. This is thanks to Built's three new credit cards, the Palladium Card, Obsidian Card, and Blue Card. All three turn your housing payments, rent or mortgage into flexible rewards so you can choose the card that fits your lifestyle without missing out on points and exclusive benefits. Built Points can be redeemed at top airlines and hotels, Amazon.com purchases, future rent payments, and more. Built Points have also been ranked by top publications as the industry's most valuable point currency. Your housing payment is already your biggest expense. Make it your most rewarding. Find the card that fits your lifestyle and apply today at joinbuilt.com slash allthehacks. That's J-O-I-N-B-I-L-T dot com slash allthehacks. Make sure to use our URL so they know we sent you. Terms and limitations apply. Subject to approval and eligibility, built cards issued by Column N.A., member FDIC, pursuant to license from MasterCard International Incorporated. Thank you for being here today. You can find all the links, promo codes, and discounts from all our partners at allthehacks.com slash deals. They're all brands I love and use, so please consider supporting those who support us.

This episode is brought to you by Mercury, banking designed to work the way modern software does. I spend a probably unreasonable amount of time optimizing things, I've got credit card setups that squeeze points out of every category, I've rebuilt my travel booking process more times than I can count, and I test new tools constantly. But for years, my business banking was just fine. That's weird, right? Every dollar for the business runs through our bank. Payroll, operating costs, everything. And somehow I just accepted good enough. Mercury fixed that. I've used it for years, and it's the first banking product that actually feels like modern software, doing things I didn't know I wanted until I had them. Every new project I start now gets its own bank account. 30 seconds to open. Automations move money to where it's supposed to be. ACH and USD wires are free and take seconds. No phone calls, no forms, and no waiting on hold. The assumption was always that good banking meant trade-offs. Accept the friction to get the features. Mercury doesn't have that trade-off, and it's free to get started. No minimum balance. If you're running a business, you have to check it out. Visit mercury.com to learn more and apply online in minutes. That's mercury.com. Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., members FDIC.

This episode is brought to you by Wispr Flow. You know that moment when you've got 30 seconds, you're between meetings or waiting in line, and there's a message you've been meaning to send, but it just take too long to type out, so you push it off again. That's where Wispr Flow has really changed things for me. I just talk for about 20 seconds, and it shows up written out, cleaned up, and in whatever app I'm already in, on my phone or computer. two reasons this works first talking is faster than typing not just in words per minute but because typing makes me want to edit as i go and talking lets me just flow and second this isn't siri or your phone's built-in dictation Wispr Flow cleans up the filler words gets co-workers names rights formats lists as lists code as code i can ramble and it gives me clean text one other thing i didn't expect my ai prompts are getting noticeably better once i start talking because I'm including context I never would have bothered to type. Wispr Flow works anywhere you'd type, Gmail, Slack, Notion, Cursor, on Mac, Windows, and iPhone. Try it free at wisprflow.ai/allthehacks. That's wisprflow.ai/allthehacks. Link is in the description.

This episode is brought to you by Fabric by Gerber Life. If your life insurance is through work, it really isn't yours. The day you leave that job, the coverage is gone. I've had that happen at companies I've worked at, and it's why I tell anyone who asks if you want protection that actually stays with you, term life is the only answer that makes sense. Fabric by Gerber Life is term life insurance you can get done today, made for busy parents like you, online, on your schedule, right from your couch. You could be covered in under 10 minutes, often with no health exam required. If you've got kids and you're young and healthy, the time to lock in low rates is now. Fabric has flexible policies like a million dollars in coverage for less than a dollar a day, and there's no risk. 30-day money-back guarantee cancel anytime. Join the thousands of parents who trust Fabric to help protect their family. Apply today in just minutes at meetfabric.com slash allthehacks. meetfabric.com slash allthehacks. And use my link so they know I sent you. M-E-E-T fabric.com slash allthehacks. Policies issued by Western Southern Life Assurance Company not available in certain states. Prices subject to underwriting and health questions.

This episode is brought to you by Element. I've been drinking Element almost every day for a while now, so a new product from them always catches my attention, especially one with some interesting science behind it. Here's the idea. The caffeine in coffee gives you a fast lift, but it tends to spike and drop. The caffeine in tea behaves differently because it comes bundled with L-theanine and polyphenols, the way it naturally exists in the plant, so you get a steadier lift with less of a crash. That's the basis for Elements' new lemonade iced tea. It's built on full black tea extract, so you get smoother tea-style energy, plus the same element electrolyte formula, sodium, potassium, and magnesium, so you're actually hydrating, not just caffeinating. And unlike most bottled iced teas and lemonades, there's no sugar and no artificial junk. For All The Hacks listeners, get a free eight-count sample pack of Element's most popular drink mix flavors with any purchase at allthehacks.com slash Element LMNT. Find your favorite flavor or share with a friend. That's allthehacks.com slash Element LMNT.