Ramsey Solutions on The Ramsey Show

The Ramsey ShowAugust 3, 2026

Today's Habits Create Tomorrow's Progress

0:43
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Dave Ramsey
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Ramsey Network
August 3, 2026
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0:00 / 0:43
@ 73:59 in ep

Transcript

And I always like to say the time is going to pass anyway. So you have the luxury and you have the option to do that. Where do you want to be two years from now? Do you want to still be in debt? Yes. God willing, you have two years in front of you. And if you can do the same, you could be the same. You could be worse off or you could be better. And all of that has to do with people in a moment just going, I'd like to make a change. I'd like to just stop. I'd like to get off this ride and I'd like to get on this ride, please. This ride is not fun anymore. Is there a different one? Is there a different one? This ride is making me sick. I'd like to get on a better one. It's the same person in the mirror who made all those bad decisions. Same guy's gonna make the good ones. Yes, yes, please do it. I love stories like Donald and the calls we've gotten earlier. It's so worth it, guys. You can do this.

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Episode

The Ramsey Show
Today's Habits Create Tomorrow's Progress
Host: Dave Ramsey
Publisher: Ramsey Network