Monarch on Frugal Friends Podcast

Growing up, money wasn't really talked about at home, so I learned most of my financial habits by trial and error, and honestly, a lot of error. These days, my financial picture is the clearest it's ever been, and a big part of that is Monarch. It tracks everything—accounts, investments, savings goals, spending—all in one place. What I love is it's not just showing you what you already spent. It helps you set goals and map out big purchases so you actually know if you're on track before it's too late to fix it. I really like the AI feature that gives you feedback on your spending across categories and timeframes and allows you to see your spending patterns. It really helps me know what areas of my spending I need to adjust. I've used the Monarch app for years and I highly recommend it. Write your own money story with Monarch. Use code frugal at monarch.com to get your first year of Monarch Core half off at just $50. That's 50% off your first year at monarch.com with code frugal.