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At Carl's Jr., when late-night cravings hit, you hit back. After 8 p.m. for this $5.99, bag the Cali Classic Spicy Chicken Sandwich or for a limited time, the Bacon Cheeseburger. Decide between fries or onion rings and get four chicken stocks. You build it, we bag it. Just $5.99. Build your bag all day and unlock more choices on the app. Available for a limited time at participating restaurants. Tax not included. Price may vary. Not valid to any other offer, discount, or combo. See app for details.

At Carl's Jr., when late-night cravings hit, you hit bag. After 8 p.m. for just $5.99, bag the Cali Classic Spicy Chicken Sandwich or for a limited time, the Bacon Cheeseburger. Decide between fries or onion rings and get four chicken starts. You build it, we bag it. Just $5.99. Build your bag all day and unlock more choices on the app. Available for a limited time at participating restaurants. Tax not included. Price may vary. Not valid to any other offer, discount, or combo. See app for details.

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Back to school is busy enough. The last thing you need is shopping that makes it harder. Whether you're moving into a dorm, your first apartment, or just getting organized for the semester, Wayfair makes it easy to get everything you need in one place. Furniture, bedding, storage, decor, study essentials, all at prices you'll love with fast shipping before move-in day. Get everything you need for back-to-school season. Shop Wayfair.com today. Wayfair, every style, every home.

Trading at Schwab is now powered by Ameritrade, bringing you an expanding library of education with even more ways to sharpen your trading skills. Access new online courses, insightful webcasts, articles, engaging videos, and more. All curated just for traders. Plus, guided learning paths with content designed to fit your unique interests. And no sifting to find exactly what you need, so you can spend your time learning to trade brilliantly. Learn more at swap.com slash trading.

Here's what happened when one journalist reported on DEI programs. I decided to just focus on the University of Michigan. I obtained internal documents that showed that the school had spent about a quarter of a billion dollars on DEI programs. I spent two weeks in Ann Arbor talking to everybody I could find. The unintended consequences of these programs, they had sort of left everybody dissatisfied. And this expensive machinery the school had built just imploded. If you're a journalist, you are not on anyone's team. All you're trying to do is figure out as many of the facts as you can gather. The facts are going to guide you to where the story lands. You're not taking sides. I'm Nick Confessori. I'm an investigations reporter for The New York Times. Journalists like Nick follow the facts wherever they lead. They go where news breaks, get answers firsthand, and publish what they find. That's fact-based reporting. Seek it out if you don't already.

This episode is brought to you by Schwab Market Update, an original podcast from Charles Schwab. Join host Keith Lansford for this information-packed daily market preview delivered in 10 minutes or less. including projected stock updates, monetary policy decisions, and key results and statistics that may impact your trading. Download the latest episode and subscribe at schwab.com slash marketupdatepodcast or find Schwab Market Update wherever you get your podcasts.

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I'm Dave Ferenthal, and I'm a reporter for the New York Times. I'm an investigative reporter, which means that I follow the money, inside of government and outside of government. The point of my job is to find things people are trying to hide. It involves talking to lots of people. It involves looking through lots and lots of documents. And if there weren't folks like me to go beyond the surface to understand who is really shaping what the government does, the public will be left in the dark about what the government's doing with your tax money, what the government's doing to you through regulations and spending. If you're like me, and you think this kind of journalism is important, seek out a news source that does firsthand, fact-based reporting. If that's the New York Times, thank you. If that's your local paper, that's great too, because where you get your information matters.

At Colorado State University Global, we've always known there's no one way to learn. Our programs let you work on your schedule with our unwavering support. Coffee shops, we go there. Weekend adventures, we go there. Early mornings, late nights, lunch breaks. We go there. We bring you online degrees that meet you where you are and get you where you want to go. Your hopes, your dreams, your big ideas. We'll help you go there. CSUglobal.edu.

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Courage. I learned it from my adoptive mom. Hold my hand. You hold my hand. Learn about adopting a teen from foster care at AdoptUSKids.org. You can't imagine the reward. Brought to you by AdoptUSKids, the U.S. Department of Health and Human Services, and the Ad Council.