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Debt can get messy fast. Different cards, different rates, and somehow you're paying more in interest than your actual balance. It gets overwhelming, and it feels hard to get ahead. That's where today's sponsor, SoFi, comes in. SoFi could help you take control and get your money right. It's the all in one finance app that helps you bank, borrow, and invest your money all in one place. With a SoFi personal loan, you can save big by consolidating your high interest credit card debt into one low fixed monthly payment with no prepayment fees and no late fees. You could borrow $5,000 up to a $100,000 as soon as the same day you sign. Or SoFi can pay down your credit cards directly. SoFi's already helped members pay off over 33,000,000,000 in debt. And it was named NerdWallet's best personal loan of 2025. And checking your rate won't impact your credit score. Head to sofi.com/cj to take control of your debt today. That's sofi.com/cj. Loans originated by SoFi Bank, NA member FTIC. Terms and conditions apply. NMLS six nine six eight nine one.

Summer break should be fun, but it is also important to keep young minds active. Even though my daughter's out of preschool, we are helping her all summer continue to learn and study and just not give up building that muscle. And IXL is a great way to help kids stay engaged and avoid losing progress between school years. IXL is used in 96 of the top 100 school districts in The US. And as an award winning online learning platform, IXL helps kids truly understand what they're learning. Whether it's building math confidence or strengthening writing skills, studies show kids who use IXL score higher on tests proven in all 50 states. From pre k through twelfth grade, IXL offers personalized interactive content for each child's level and pace. It is an easy way to support learning now through the summer and into the next school year. Make an impact on your child's learning. Get IXL now. And Crime Junkie listeners, you can get an exclusive 20% off IXL membership when you sign up today at ixl.com/crimejunkie. Visit ixl.com/crimejunkie to get the most effective learning program out there at the best price.

In The US, there's a break in every twenty six seconds, and most security systems only alert you after a break in has already started. But that's too late. Thankfully, SimpliSafe can actually stop crimes before they start. You guys know I've been a SimpliSafe customer for years now, and their proactive philosophy to home security is a big reason why. And if you're not familiar, SimpliSafe's US based live agents identify threats on your property and help deter them in real time. The intruder never even makes it into your house. They make the setup process super easy too. It only takes about thirty minutes. Plus, it's affordable without the long term contracts, meaning you don't need to worry about getting locked in at crazy rates. With monitoring and deterrence plans starting at around a dollar a day, there's no better option than SimpliSafe. I want you to experience the same peace of mind I do, do, which is why I've partnered with SimpliSafe to offer an exclusive discount to my listeners. Right now, you can get 50% off your new system by visiting simplisafe.com/crimejunkie. That's half off at simplisafe.com/crimejunkie. There's no safe like SimpliSafe.

Traditional home security only alerts you after a break in, and that's too late. SimpliSafe is changing that. Stop. This is SimpliSafe. Police are on the way. We don't just alert. We stop crime before it starts. SimpliSafe, plans starting around a dollar a day. Save 50% on your new system with professional monitoring at simplisafe.com/sxm or with promo code s x m.

Before we get back to the case, a word from ClearMind - first month twenty-five percent off for listeners who need quieter mornings.

Some crimes make the front page. Others hide in the dark corners of the mind. The ones no one can quite explain. I'm Elizabeth McCafferty, reluctant believer in the inexplicable. And this is Paranormia, a collection of stories from the border between reason and ruin. Stories where the paranormal results in a horrifying crime. Subscribe now and stay awake with me.

Tally is how I finally got ahead of my cards. Use code CRIME for thirty days free and a payoff plan that feels less mysterious.

Simply safe. Did you know in The US, there's a break in every 26? That means somewhere right now, an intruder is getting closer. Most security systems only alert you after the break in has already started. And, well, by then, it's too late. That's why I chose SimpliSafe for my security at home using the outdoor camera series two and the advanced AI alerts, Simply Safe's US based live agents identify threats on your property and help deter them. This stops the crime before it starts. Listen. I live in Psycho Los Angeles, so SimpliSafe has given me a lot more peace of mind. With everything going on, I sleep a little better at night knowing SimpliSafe has got my back.

Simply safe in The US. There's a break in every twenty six seconds. That means somewhere right now, an intruder is getting closer. Most security systems only alert you after a break in has already started. Well, by then, it's too late, and that's why I chose SimpliSafe to secure my home. Using the Outdoor Camera Series two and Advanced AI Alerts, SimpliSafe's US based live agents identify threats to your property so you can deter them before they get in. That's the thing. Stop it before it starts. This stops crime, well, before it starts. Listen. I live in, Psycho LA, so SimpliSafe has given me a lot more peace of mind. With everything that's going on, I sleep a little better at night knowing SimpliSafe's got my back. It's SimpliSafe. Right, Dawson? We want you to experience the same peace of mind we do, which is why we partnered with SimpliSafe to offer an exclusive discount to our listeners. Right now, you can get 50% off your new system by visiting simplysafe.com/adam. That's half off. At simplisafe.com/adam, there's no safe like SimpliSafe.

This episode is brought to you by SimpliSafe. One thing you probably don't think about when you're planning the perfect summer getaway is protecting your home. But if disaster strikes, you wanna be prepared. Even better if it can be stopped before it happens. So check out SimpliSafe. They're the smarter option when it comes to home security because their systems help prevent and stop crime in real time before it starts. There's also no long term contracts and no technician appointments. You can get a custom system and set it up in one afternoon by yourself or even sooner. It's one of many reasons why millions of people continue to trust and use SimpliSafe. Everyone deserves to have peace of mind, which is why I'm happy to partner with SimpliSafe again and offer an exclusive discount. Right now, you can get 50% off your new system by visiting simplisafe.com/rogan. There's no safe like simply safe.

Let's take a quick pause to talk about something that is really hard, and that is trying something new. It can be pretty terrifying. I know when I launched this podcast and when Caleb and I launched Sourboys, it was pretty daunting just not knowing if it was going to work or not. But honestly, having a partner like Shopify has made the whole journey so much easier. Now Shopify, for those of you who don't know, is the commerce platform behind millions of businesses around the world. About 10% of all e commerce in The US, in fact. From household names like Allbirds and Skims to brands just getting started. And you get a full design studio with hundreds of ready to use templates, AI tools that write your product descriptions and even enhance your product photos, and that iconic purple shop pay button, which is why Shopify has the best converting checkout on the planet. There's less abandoned carts and more sales. So it's time to turn those what ifs into with Shopify. So, sign up for your $1 per month trial today at shopify dot com slash c c c m. Go to shopify.com/cccm.

Let's take a quick pause to talk about something that nobody really talks about, scammers and protecting yourself from said scammers. Now I travel a lot and I will not touch hotel or airport Wi Fi without Surfshark turned on. One time I logged into my bank account in a coffee shop without it and panicked the entire afternoon because somebody can get access to that if you're using public Wi Fi. But never again. Because now Surfshark is the first app I open, and here's why I love it. Because one subscription covers unlimited devices. So my laptop, my phone, my husband's phone, all of it. It runs on basically everything. PC, Mac, iOS, Android, smart TVs, even Xbox. And the email scam checker has flagged sketchy phishing attempts in my inbox more than once. And their strict no logs policy means none of your data is stored ever, which is incredibly important. And Surfshark is also the only VPN with coverage in 100 countries, and nobody else has hit that. So if you wanna reap all the rewards of having Surfshark, go to surfshark.com slash call me chris and use code call me chris at checkout to get four extra months off Surfshark VPN.

Think about this. In 2006, $20,000 equaled roughly 33 ounces of gold at spot price. At today's prices, those 33 ounces would be worth about $165,000. Smart Americans should consider diversifying a portion of their savings into precious metals. So let me tell you about Birch Gold Group. For thousands of years, gold has been a store of wealth, and today, it can be a crucial part of any balanced strategy. Birch Gold can help you convert an existing IRA or four zero one k into a tax sheltered retirement account in gold. Just text m k to the number 989898 to receive your free info kit on gold. There's no obligation, just useful information. With an a plus rating with the Better Business Bureau and tens of thousands of happy customers, let Birch Gold help you diversify with gold for peace of mind. Text MK to the number 989898 now.

Thankfully, SimpliSafe can actually stop crimes before they start. You guys know I've been a SimpliSafe customer for years now, and their proactive philosophy to home security is a big reason why. And if you're not familiar, SimpliSafe's US based live agents identify threats on your property and help deter them in real time. The intruder never even makes it into your house. They make the setup process super easy too. It only takes about thirty minutes. Plus, it's affordable without the long term contracts, meaning you don't need to worry about getting locked in at crazy rates. With monitoring and deterrence plans starting at around a dollar a day, there's no better option than SimpliSafe. I want you to experience the same peace of mind I do, which is why I've partnered with SimpliSafe to offer an exclusive discount to my listeners. Right now, you can get 50% off your new system by visiting simplisafe.com/crimejunkie. That's half off at simplisafe.com/crimejunkie. There's no safe like SimpliSafe.

But when that day came, before I could even hire help, I had to expertly run a merch store, and I did it with Shopify. And you know what? It doesn't matter how big we've grown, how many team members we have who are actual experts now, we still use Shopify. Shopify drives ecommerce whether you're a household name like AudioCheck now or if you're a creator just getting started like I was eight years ago. The platform acts as your built in business partner and simplifies all your tasks. Imagine the ease of building your dream store with hundreds of beautiful templates, leverage AI writing tools for product descriptions, and photo enhancements in seconds. You can even create email and social campaigns with ease. So start your business today with the industry's best partner, Shopify, and start hearing. Sign up for your $1 per month trial today at shopify.com/crimejunkie. Go to shopify.com/crimejunkie. That's shopify.com/crimejunkie.

That's why Kachaba's new travel packs are perfect for summer. They make it easy to keep that daily routine going even on the move. Just toss a packet in a bag, and you've got your favorite all in one nutrition shake ready for wherever the day leads. Each serving is packed with plant based protein, fiber, probiotics, and more. Designed to nourish your overall wellness, Kachaba is clean, simple nutrition. There's no artificial flavors, no fillers, and no nonsense. Just exactly what you need to feel your best all summer long. And with flavors like chocolate, vanilla, matcha, and chai, it actually tastes great too. Personally, I'm a vanilla girly, but my husband swears by the chai. Try Kachava risk free today with their love it guarantee. Thousands of rave reviews agree you're going to love it. Take your daily ritual with you. Go to kachava.com and use code crime junkie for 15% off your first order.