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This episode is brought to you by SoFi, the all in one finance app where you can bank, borrow, and invest. Let's be real. Most bank accounts are doing almost nothing for you. But with SoFi Bank, your money could grow. You could earn over eight times the national average savings rate with a SoFi high yield checking and savings account. And it gets better. SoFi is offering up to a 400 welcome bonus when you sign up with eligible direct deposit. Got credit card debt? You're not alone, and those high interest rates can feel impossible to escape. A SoFi personal loan can help you consolidate debt into one simple payment with a low fixed rate so you could actually make progress. And if investing feels intimidating, SoFi makes it simple. You don't need to be a pro, and you don't need a lot of money to start. Just start. You can begin in minutes and right now get up to a thousand dollars in stock when you open and fund a self directed account with SoFi Securities. This is saving, spending, borrowing, investing, all in one app. Achieve all your ambitions all in one app at sophie.com/wiser.

Being financially independent is so important, and part of that is having a bank that isn't just a place to park your cash, but something that actually works hard for you. That's where our sponsor SoFi, the all in one finance app, comes in. SoFi plus is a smart way to get more for your money. A premium membership that's packed with benefits unlocking a thousand dollars or more in annual value with qualifying activities. That value comes from things like a highly competitive APY on savings, investment matches, and unlimited one on one sessions with experienced SoFi Wealth Financial Planners. SoFi Plus is the smart way to get more for your money, and you can get started for $10 a month. Head to sofi.com/wiser.

Ladies and gentlemen, welcome back to Stable Up episode number 33, our premier weekly stablecoin show powered by our friends over at FRAX with our FRX USD product. Visit frax.finance to learn more.

This episode is brought to you by BitGo, the trusted infrastructure behind the digital asset economy. If you're serious about crypto, whether you're an investor, institution, or building in this space, you already know security, compliance, and execution are everything, and that's exactly what BitGo delivers. With over a decade of experience and 5,500 plus institutional clients across 100 plus countries, BitGo provides a full suite of services, including qualified custody, trading, staking, financing, and stablecoin infrastructure, all in one platform. Let's break it down. Want to launch crypto services fast? BitGo's crypto as a service lets banks, fintechs, and platforms go live in as little as a couple of months without dealing with complex licensing or infrastructure. If you're looking to launch a stablecoin, BitGo offers a complete stablecoin as a service platform from reserves and smart contracts to compliance built to align with the new US regulatory framework that is the Genius Act. Want to earn rewards on your crypto? BitGo runs one of the largest institutional staking platforms with tens of billions staked across 50 plus networks, all while your assets stay securely in qualified custody. Need deep liquidity and execution? Their trading platform aggregates liquidity across 30 plus venues, giving you better pricing and the ability to trade directly from custody. No prefunding required for approved clients. And if you need capital, BitGo offers crypto backed financing so you can unlock liquidity without selling your assets. So here's the bottom line. BitGo is one of the first federally chartered digital asset infrastructure companies offering regulated insured custody and a platform built for institutions, but accessible to forward thinking players across the space. So whether you're scaling a fintech, managing a fund, or building the future of finance, BitGo gives you all the tools that you need to do this securely, compliantly, and at scale. So learn more at bitgo.com and see why the biggest players in crypto trust BitGo.

Could AI help you do more of what you love? Workday is the AI platform for HR and finance that actually knows your business. We help you handle the have to do's so you can focus on the can't wait to do's. It's a new Workday.

So coding agents are basically solved at this point. They're incredible at writing code. But here's the thing nobody talks about. Coding is maybe a quarter of an engineer's actual day. The rest is stand ups, stakeholder updates, meeting prep, chasing context across six different tools. And it's not just engineers. Sales spends more time assembling proposals than selling. Finance is manually chasing subscription requests. Marketing finds out what shipped two weeks after it merged. ZenCoder just launched ZenFlow Work. It takes their orchestration engine, the same one already powering coding agents, and connects it to your daily tools, Jira, Gmail, Google Docs, Linear, Calendar, Notion. It runs goal driven workflows that actually finish.

Running a small business takes everything you've got. But with Chase for Business, you're not alone. They bring together local support and a broad range of resources to more than 7,000,000 customers. With a deep understanding of your day to day needs, they provide products and guidance built to help you thrive. Right now, earn $500 when you open a new Chase Business Complete Checking account for new business checking customers with qualifying activities. Offer expires 06/18/2026. Chase Business Complete Checking has the flexible tools you need to accept payments, make deposits, and manage your finances with confidence. Learn more at chase.com/podcastbizoffer.

Today's episode is brought to you by Consensus Miami, where I'll be speaking on the main stage with leaders from the White House, Galaxy, Solana, and more. This May fifth through seventh, so that's coming up very soon, unlock everything from crypto at scale to institutional integration and agentic commerce. All the forces driving trillions on chain and reshaping finance forever. 20,000 decision makers, three action packed days. Deals get signed here. Funds get raised here. The next cycle starts here. So join me. Get 20% off with the code raoul, r a o u l, at consensus dot coindesk dot com.

But before we start, today's episode is brought to you by Consensus Miami, where I'll be speaking on the main stage with leaders from the White House, Galaxy, Solana, and many more. This May fifth through seventh, unlock everything from crypto at scale to institutional integration and agentic commerce, all the forces driving trillions on chain and reshaping finance forever. 20,000 decision makers, three action packed days. Deals get signed here. Funds get raised. The next phase starts here. Join me. Get 20% off the code raoul, r a o u l, at consensus.coindesk.com.

A 3% top off on my entire portfolio? Yes. Who is saying no to that? That's free money. I don't care what's in your portfolio. That's a yes. If you've been looking for an excuse to consolidate your assets, this is it. Until May 31, Coinbase is giving a straight 3% Bitcoin boost on any crypto or cash deposits all month. Coinbase one is the ultimate membership to make the most of your money, which, as you know, is how I optimize my finances.

This episode is brought to you by Intuit. If your finance team spends more time finding data than using it, if there's one entity here and one here and one here and one here, if scaling your business feels like starting over, you need the Intuit ERP. Intuit Enterprise Suite is the AI native ERP solution that's powerful, painless, and proven. Learn more at intuit.com/erp.

If your best finance people are doing expense reports, chasing receipts, or spending time on month end close, it's time to get Brex AF, a gentic finance that eliminates that work before it starts. Learn more at brex.com/af.

Homeowners, American financing has a way out for you. It's not about shortcuts. It's about a real strategic plan to reset your finances and reclaim your budget. At American Financing, they specialize in building plans tailored specifically to your goals, your wallet, your bank account. They look at your current debt and show you exactly how your home's equity can work smarter for you. Imagine rolling that high interest debt into one simple manageable monthly payment.

Summertime expenses in 2026 are stacking up pretty fast from those pricey family vacations and gas prices to looming tuition and camp fees. You've seen them. For many of us, it feels like the only option swiping the credit card leaving you trapped in that cycle of high interest debt. Homeowners, American Financing has a way out. It's not about shortcuts. It's a real strategic plan to reset your finances and reclaim your budget. At American Financing, they specialize in building plans tailored specifically to your goals.

Copilot money is a beautiful app for managing your money wherever you are, whatever device you have. You want to do on the iPhone app, the iPad app, on the Mac, even on the web, Copilot money is the way to go. Beautifully designed money tracking app that helps your finances feel clear, calm and fully under control. Brings all your spending, net worth, savings goals, budgets and investments into one intuitive dashboard and automatically categorizes your spending. So you don't have to like go in there and tag every single transaction. No more manual spreadsheets. You could just have Copilot money do it all for you. You can also track subscriptions, you know, like your primary tech subscription for $2.50 a month or 25 a year.

With LPL Financial, we provide the services to help push you forward. When it comes to your finances, your business, your future, the only question should be, what if you could? Paid advertisement, Anakin, is not a client of LPL Financial LLC and receives compensation to promote LPL. Investing involves risk, including potential as a principal LPL Financial LLC

LendIn just introduced their lowest rates ever. No complexity, no fine print. The larger the loan, the lower the rate. These new rates apply to all new loans, refinances, and renewals with LendIn's gold standard protection. Your Bitcoin stays custodied, never lent out. You can activate auto top ups and alerts so you're never caught off guard, and you can repay anytime with zero penalties.

LendIn just introduced their lowest rates ever. No complexity, no fine print. The larger the loan, the lower the rate. These new rates apply to all new loans, refinances, and renewals with LendIn's gold standard protection. Your Bitcoin stays custodied, never lent out. You can activate auto top ups and alerts so you're never caught off guard, and you can repay anytime with zero penalties.

LendIn just introduced their lowest rates ever. No complexity, no fine print. The larger the loan, the lower the rate. These new rates apply to all new loans, refinances, and renewals with LendIn's gold standard protection. Your Bitcoin stays custodied, never lent out. You can activate auto top ups and alerts so you're never caught off guard, and you can repay anytime with zero penalties.

LendIn just introduced their lowest rates ever. No complexity, no fine print. The larger the loan, the lower the rate. These new rates apply to all new loans, refinances, and renewals with LendIn's gold standard protection. Your Bitcoin stays custodied, never lent out. You can activate auto top ups and alerts so you're never caught off guard, and you can repay anytime with zero penalties.