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And Calcio is where I get the best insight on predictions. From sports to politics to finance or any variety of markets people are monitoring, kalshi.com is a bookmark I use. You should check it out, k a l s h I. I featured them in my last election special. They were spot on. Our president was elected as predicted. Kalshi.com is one of the only places where you can trade on real world events in all 50 states. Click the link in the description and get a free 10 credit when you trade a $100. It's not just politics or economics. They've got markets on everything from sports to pop culture to climate predictions. Cauchy has a pulse on what the world thinks will happen. Click the link in the description, calci.com. Calci.com/r/bongino.

Lendin just introduced their lowest rates ever. No complexity, no fine print. The larger the loan, the lower the rate. These new rates apply to all new loans, refinances, and renewals with Lendin's gold standard protection. Your Bitcoin stays custodied, never lent out. You can activate auto top ups and alerts so you're never caught off guard, and you can repay anytime with zero penalties. LendIn has processed over $10,000,000,000 in loans over the last eight years. Don't choose between a great rate and the safety of your Bitcoin. Get both at Leaden. Get a quarter percentage point off your first loan at leaden.io/natalie.

This piece of content is brought to you by Monarch Money. Monarch is a private, ad free personal finance platform that brings all of your accounts into one clean dashboard. It automatically tracks your spending and net worth and helps you stay financially aligned by, well, allowing you to control your finances without micromanaging them and keeping them all in one place so you don't get dozens of notifications that you feel like you have to pay attention to every day. And you know what I mean? That you feel like you have to pay attention to every day. And you know what I mean. Right? Like, if you have a few bank accounts, maybe a credit card or two, and a debit card, not to mention the bills that you pay for where you live, you'll get all of these notifications from all of these different places. And because it involves your money, well, speaking for myself, at least earlier before monarch money, I'd feel like I have to pay attention to every single little one. It's my money. I have to pay attention to it.

Ask yourself, what are your best people spending their time on right now? Expense reports, receipt chasing, month end close that takes weeks? You become what you spend on, and that's not what you're building toward. Brex is the intelligent finance platform that eliminates that work before it starts. AI agents that handle the manual stuff automatically so your team can spend their time on what actually compounds. It's time to get Brex AF. Learn more at brex.com/af.

Cost of living is already making it hard to live here, and it's not getting any better. Unfortunately, it's likely to get worse, and a lot of Americans fill the gap with credit cards, not just for fancy dinners, but to cover things like groceries and bills. That is a disaster. It's understandable, but don't go down that road because there is a tax, in effect, a survival tax of 20% interest or more. Why would you do that? Why would you hand money to the big banks when you could keep it for your family? Our friends at American Financing have a better way. If you're looking to buy your first home or refinance your current one, they're helping Americans achieve the dream of homeownership with monthly mortgage rates currently in the fives. American Financing saves its customers an average of $800 per month. That's nearly $10 every year back to you. This isn't just a loan. It's a total financial reset. So debt is tough, but there's a smart way to do it and a reckless, self destructive way to do it, credit cards. And so we recommend American financing. They're salary based, not commission based, which means they actually work for you, not the banks. They're called America's home for home loans for a reason. Call 806855696. 806855696 or visit americanfinancing.net/tucker.

So coding agents are basically solved at this point. They're incredible at writing code. But here's the thing nobody talks about. Coding is maybe a quarter of an engineer's actual day. The rest is stand ups, stakeholder updates, meeting prep, chasing context across six different tools. And it's not just engineers. Sales spends more time assembling proposals than selling. Finance is manually chasing subscription requests. Marketing finds out what shipped two weeks after it merged. ZenCoder just launched ZenFlow work. It takes their orchestration engine, the same one already power encoding agents, and connects it to your daily tools, Jira, Gmail, Google Docs, Linear, Calendar, Notion. It runs goal driven workflows that actually finish. Your stand up brief is written before you sit down. Review cycle coming up? It pulls six months of tickets and writes the prep doc. Now you might be thinking, didn't OpenClaw try to do this? It did, but it has come with a whole host of security and functional issues, which can take a huge amount of time to resolve. ZenCoder took a different approach. SOC two type two certified, curated integrations, tighter security perimeter, Enterprise grade from day one. Model agnostic and works from Slack or Telegram. Try it at zenflow.free.

When you're running a business, the best days are the ones where priorities stay on track. For midsize and large companies, risk can affect multiple parts of the organization at once, from property and liability to cyber and regulatory challenges. At that level, managing risk becomes an ongoing discipline. At The Hartford, the focus is on helping businesses manage risk before it turns into something more disruptive. And when losses do happen, that work is paired with insurance coverage shaped by years of underwriting, risk engineering, and claims experience.

Odd lots is brought to you by VanEck. For years, investors basically forgot about real assets, energy, gold, and infrastructure. But look what's driving markets now. Central banks loading up on gold, massive CapEx cycles, currencies doing weird things. These assets are at the center of it. Racks, the VanEck Real Asset ETF, is an actively managed one stop shop for real assets spanning gold, commodities, natural resource equities, and more. Go to vaneck.com/raaxpod to learn more.

Paramount plus is now the home of all your BET favorites. What? Yes. With all new episodes of Tyler Perry's Divorce Sisters. You've always liked a little drama. Plus a whole new world of movies like Gladiator two. Now I will control an empire. Original series like The Shot Just make sure that we protect each other. And live sports like UFC Welcome to the history books. New home, same family. Your BET favorites are now on Paramount plus. Subscribe now.

Coffee Genius here. Most people see a busy cafe, but I see precision at every step. Thanks to Genius from Global Payments. Transactions? Instant. Inventory? Precise. Operations? In sync. Absolutely genius. From sold out crowds worldwide to managing the morning rush, genius keeps operations running smoothly.

Running a small business takes everything you've got. But with Chase for Business, you're not alone. They bring together local support and a broad range of resources to more than 7,000,000 customers. With a deep understanding of your day to day needs, they provide products and guidance built to help you thrive. Right now, earn $500 when you open a new Chase Business complete checking account for new business checking customers with qualifying activities.

Ryan Reynolds here from Mint Mobile with a message for everyone paying big wireless way too much. Please, for the love of everything good in this world, stop. With Mint, you can get premium wireless for just $15 a month. Of course, if you enjoy overpaying, no judgments, but that's weird. Okay. One judgment. Anyway, give it a try at mintmobile.com/switch.

Ask yourself, what are your best people spending their time on right now? Expense reports, receipt chasing, month end close that takes weeks. You become what you spend on, and that's not what you're building toward. Brex is the intelligent finance platform that eliminates that work before it starts. AI agents that handle the manual stuff automatically so your team can spend their time on what actually compounds.

Support for the show comes from Public. Public is an investing platform that offers access to stocks, options, bonds, and crypto, And they've also integrated AI with tools that can assist investors in building customized portfolios. One of these tools is called generated assets. It allows you to turn your ideas into investable indexes. So let's say you're interested in something specific like biotech companies with high r and d spend, small cap stocks with improving operating margins, or the S and P 500 minus high debt companies. Chances are there isn't an ETF that fits your exact criteria. But on Public, you just type in a prompt, and their AI screens thousands of stocks and build a one of a kind index. You can even back test it against the S and P 500, then you could invest in a few clicks. Go to public.com/market and earn an uncapped 1% bonus when you transfer your portfolio. That's public.com/market.

Small businesses are the pulse of every community. They bring people together, create opportunities, and drive growth. Chase for business helps business owners like you with personalized guidance and convenient digital tools all in one place. With that guidance and your determination, you can take your business farther and help build a brighter future for your community. Learn more at chase.com/business.

Success is a journey, especially when it comes to your finances. One of the most common obstacles in our financial journey is dealing with high interest debt. It can often leave people feeling trapped, but it doesn't have to. If you're dealing with high interest debt, there is a way forward. A personal loan could consolidate all your high interest debt into one low interest monthly payment, helping you craft a road map to paying down your debt. It even comes with no fees required, getting you a financial win right away. Keep pushing on your journey to financial success. You could even get as soon as the same day funding. View your rate for a SoFi personal loan at sofi.com/guyroz. Loans originated by SoFi Bank NA, member FDIC. Terms and conditions apply. NMLS696891. Fast funds term apply at sofi.com/guyroz.

Support for the show comes from SoFi. Let's face it. Student loans are slowing down your financial goals. It's time for a smarter strategy. That's where SoFi comes in. SoFi is helping you tackle student debt by refinancing your loans with flexible term options. We're talking about potentially saving thousands of dollars over the life of your loan, or you could lower your monthly payments so you can put that money towards things like saving for a home or building an investment portfolio. Right now, you can get fixed rates starting as low as 4.24% APR with SoFi's discounts. And the best part, there are no penalties or fees required. It takes just two minutes to check your rate with SoFi, and checking your rate won't affect your credit score at all. They've already helped over 580,000 members refinance more than 50,000,000,000 in student loans. Visit sofi.com/markets to see how much you could save. That's sofi.com/markets and start making smarter money moves with SoFi.

Support for the show comes from Monarch. Spending a night out is a great way to end the week, but worrying about how much money you're spending can easily take away from all the fun you're having. Thankfully, there's Monarch. Monarch is the personal finance app that tracks everything, accounts, investments, savings goals, and spending. Get your first year of Monarch for half off, just $50 with promo code markets. Most apps only tell you what you've already spent, but with Monarch, you can set goals, map out big purchases, and see if you're actually on track before it's too late to adjust. You can ask Monarch's AI assistant anything about your finances, like, how much did I spend on travel last summer? Or, can I afford this vacation without touching my savings? Plus, you can get a heads up on what's happening with your money with the AI weekly recap. It flags spending spikes, net worth shifts, and upcoming expenses. Just use code markets at monarch.com to get your first year half off at just $50. That's 50% off your first year at monarch.com with code markets.

Support for the show comes from Rippling. Nowadays, every business app claims to be all in one. But for some reason, you're still bouncing between a handful of platforms to keep things running. With Rippling, you can finally downsize to one platform that actually does it all. Rippling is the unified platform for global HR, payroll, IT, and finance. Workflows that normally bounce across several different tools and departments all just happen in one place automatically. Let's say you have an employee getting promoted. Rippling can update their payroll taxes, manage any new app permissions, ship them any new devices, issue a new corporate card, and assign trainings all in one platform without the fuss of dealing with 10 different logins to accomplish a short list of tasks. So if you or your company want to run the backbone of your business on one unified platform with people at the center, head to rippling.com/verge and sign up today. That's rippling.com/verge to sign up.

Adam Carolla: Found. Oh, when I was using multiple apps and juggling business finance, it was very stressful. And that's why I use Found. They give you one platform to handle it all, banking, bookkeeping, invoices, and taxes. They've automated things like tracking expenses, finding write offs, and budgeting for tax time. You can even send invoices for free and pay your contractors everything all from one app. I really used to dread tax season every year, but now I can focus on the things that I love about my job. I basically replaced three apps with one. Being a business owner is hard enough in this economy. Simplify your finances with Found. Right, Dawson? Announcer: Take back control of your business today. Open a Found account for free at found.com. That's found.com. Found is a financial technology company, not a bank. Banking services are provided by lead bank member FDIC.